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Preheat the waffle maker and grease with oil.
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In a bowl, beat eggs then add pancake mix, rice flour, sugar, milk, coconut milk, coconut cream, and melted butter. Mix well.
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Scoop ¾ cup of bibingka mixture and pour onto the preheated waffle maker, topped with salted egg and ham.
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Close waffle maker and wait for 1 to 2 minutes or until the Bibingka is cooked.
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Serve with grated cheese and coconut.